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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,790 | $72,071-7.3% | $68,368-2.3% | $137,256-51.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.15% | 353.14%-337.0pp | 292.57%-276.4pp | 220.34%-204.2pp |
| Employer contribution / active EE | $5,153 | $2,788+84.8% | $2,649+94.5% | $4,156+24.0% |
| Participant deferral / active EE | $9,059 | $4,410+105.4% | $4,123+119.7% | $6,407+41.4% |
| Admin fee / account holder | $2,830 | $5,336-47.0% | $5,150-45.0% | $12,270-76.9% |