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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,790 | $70,366-5.1% | $66,674+0.2% | $138,895-51.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 16.15% | 386.41%-370.3pp | 321.24%-305.1pp | 145.39%-129.2pp |
| Employer contribution / active EE | $5,153 | $2,765+86.4% | $2,620+96.7% | $4,194+22.9% |
| Participant deferral / active EE | $9,059 | $4,374+107.1% | $4,084+121.8% | $6,396+41.6% |
| Admin fee / account holder | $2,830 | $5,262-46.2% | $5,098-44.5% | $12,562-77.5% |