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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,944 | $89,259+20.9% | $107,187+0.7% | $82,637+30.6% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 19.20% | 21.02%-1.8pp | 204.55%-185.4pp | 53.51%-34.3pp |
| Employer contribution / active EE | $3,347 | $3,080+8.7% | $3,782-11.5% | $2,552+31.1% |
| Participant deferral / active EE | $9,543 | $4,037+136.4% | $5,096+87.3% | $4,126+131.3% |
| Admin fee / account holder | $19,408 | $7,381+162.9% | $9,162+111.8% | $7,339+164.5% |