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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,418 | $81,457+15.9% | $103,378-8.7% | $80,911+16.7% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 15.52% | 25.58%-10.1pp | 24.91%-9.4pp | 35.63%-20.1pp |
| Employer contribution / active EE | $3,027 | $3,107-2.6% | $3,870-21.8% | $2,756+9.9% |
| Participant deferral / active EE | $7,734 | $3,871+99.8% | $5,058+52.9% | $4,297+80.0% |
| Admin fee / account holder | $10,514 | $6,717+56.5% | $8,401+25.2% | $6,935+51.6% |