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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,471 | $73,955+45.3% | $96,520+11.3% | $75,181+43.0% |
| Participation rate | 75.0% | 66.4%+8.6pp | 74.3%+0.7pp | 67.2%+7.8pp |
| Annual return | 17.94% | 26.72%-8.8pp | 35.72%-17.8pp | 160.69%-142.7pp |
| Employer contribution / active EE | $1,524 | $2,930-48.0% | $3,739-59.2% | $2,671-42.9% |
| Participant deferral / active EE | $5,350 | $3,659+46.2% | $4,879+9.7% | $4,126+29.7% |
| Admin fee / account holder | $746 | $5,217-85.7% | $6,733-88.9% | $5,650-86.8% |