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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,988 | $124,425-59.0% | $112,040-54.5% | $137,256-62.9% |
| Participation rate | 35.7% | 79.3%-43.6pp | 76.5%-40.8pp | 80.0%-44.2pp |
| Annual return | 23.12% | 24.72%-1.6pp | 24.52%-1.4pp | 220.34%-197.2pp |
| Employer contribution / active EE | $2,317 | $3,411-32.1% | $2,954-21.6% | $4,156-44.3% |
| Participant deferral / active EE | $3,426 | $5,718-40.1% | $5,098-32.8% | $6,407-46.5% |
| Admin fee / account holder | $467 | $15,207-96.9% | $12,098-96.1% | $12,270-96.2% |