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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,591 | $117,829-74.0% | $102,423-70.1% | $145,877-79.0% |
| Participation rate | 35.7% | 78.6%-42.9pp | 76.5%-40.8pp | 80.3%-44.6pp |
| Annual return | 9.77% | 31.83%-22.1pp | 29.42%-19.7pp | 551.28%-541.5pp |
| Employer contribution / active EE | $1,742 | $3,615-51.8% | $3,023-42.4% | $4,663-62.6% |
| Participant deferral / active EE | $2,417 | $5,732-57.8% | $5,054-52.2% | $6,691-63.9% |
| Admin fee / account holder | $9,420 | $13,335-29.4% | $9,455-0.4% | $13,402-29.7% |