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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,458 | $110,212-78.7% | $96,534-75.7% | $139,466-83.2% |
| Participation rate | 35.7% | 78.1%-42.4pp | 76.0%-40.3pp | 80.3%-44.6pp |
| Annual return | 45.39% | 26.42%+19.0pp | 25.88%+19.5pp | 373.66%-328.3pp |
| Employer contribution / active EE | $1,821 | $3,620-49.7% | $2,965-38.6% | $4,754-61.7% |
| Participant deferral / active EE | $3,041 | $5,547-45.2% | $4,851-37.3% | $6,712-54.7% |
| Admin fee / account holder | $1,613 | $11,599-86.1% | $8,253-80.5% | $11,409-85.9% |