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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,951 | $106,524-91.6% | $152,301-94.1% | $87,485-89.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 26.52% | 26.89%-0.4pp | 80.50%-54.0pp | 26.06%+0.5pp |
| Employer contribution / active EE | $1,304 | $3,371-61.3% | $4,624-71.8% | $2,596-49.8% |
| Participant deferral / active EE | $2,873 | $6,525-56.0% | $8,004-64.1% | $4,274-32.8% |
| Admin fee / account holder | $581 | $8,287-93.0% | $14,398-96.0% | $7,775-92.5% |