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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,951 | $106,749-91.6% | $145,433-93.8% | $82,448-89.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 26.52% | 27.59%-1.1pp | 66.58%-40.1pp | 41.64%-15.1pp |
| Employer contribution / active EE | $1,304 | $3,444-62.2% | $4,554-71.4% | $2,551-48.9% |
| Participant deferral / active EE | $2,873 | $6,519-55.9% | $7,897-63.6% | $4,139-30.6% |
| Admin fee / account holder | $581 | $8,390-93.1% | $13,129-95.6% | $7,234-92.0% |