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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,951 | $106,864-91.6% | $147,318-93.9% | $82,637-89.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 26.52% | 27.49%-1.0pp | 70.43%-43.9pp | 53.51%-27.0pp |
| Employer contribution / active EE | $1,304 | $3,417-61.8% | $4,593-71.6% | $2,552-48.9% |
| Participant deferral / active EE | $2,873 | $6,496-55.8% | $7,906-63.7% | $4,126-30.4% |
| Admin fee / account holder | $581 | $8,415-93.1% | $13,708-95.8% | $7,339-92.1% |