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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,111 | $211,224+22.7% | $178,505+45.2% | $145,897+77.6% |
| Participation rate | 92.3% | 80.8%+11.5pp | 77.1%+15.2pp | 80.3%+12.0pp |
| Annual return | 11.89% | 30.28%-18.4pp | 27.16%-15.3pp | 552.29%-540.4pp |
| Employer contribution / active EE | $4,115 | $4,577-10.1% | $3,955+4.0% | $4,663-11.7% |
| Participant deferral / active EE | $12,538 | $6,966+80.0% | $6,280+99.6% | $6,689+87.4% |
| Admin fee / account holder | $71,881 | $12,109+493.6% | $10,428+589.3% | $13,390+436.8% |