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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,111 | $211,239+22.7% | $178,528+45.1% | $145,877+77.6% |
| Participation rate | 92.3% | 80.8%+11.5pp | 77.1%+15.2pp | 80.3%+12.0pp |
| Annual return | 11.89% | 30.22%-18.3pp | 27.11%-15.2pp | 551.28%-539.4pp |
| Employer contribution / active EE | $4,115 | $4,570-10.0% | $3,950+4.2% | $4,663-11.8% |
| Participant deferral / active EE | $12,538 | $6,963+80.1% | $6,278+99.7% | $6,691+87.4% |
| Admin fee / account holder | $71,881 | $12,095+494.3% | $10,419+589.9% | $13,402+436.3% |