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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,946 | $228,352-2.4% | $185,835+20.0% | $158,966+40.2% |
| Participation rate | 87.5% | 82.3%+5.2pp | 78.0%+9.5pp | 82.0%+5.5pp |
| Annual return | 12.17% | 40.81%-28.6pp | 35.96%-23.8pp | 302.95%-290.8pp |
| Employer contribution / active EE | $2,628 | $4,967-47.1% | $4,087-35.7% | $4,762-44.8% |
| Participant deferral / active EE | $6,940 | $6,416+8.2% | $5,633+23.2% | $5,983+16.0% |
| Admin fee / account holder | $2,467 | $11,867-79.2% | $9,502-74.0% | $11,250-78.1% |