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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,595 | $198,457-87.1% | $170,435-85.0% | $147,586-82.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.53% | 257.30%-241.8pp | 205.94%-190.4pp | 578.59%-563.1pp |
| Employer contribution / active EE | $10,509 | $6,183+70.0% | $5,432+93.5% | $4,876+115.5% |
| Participant deferral / active EE | $2,622 | $5,629-53.4% | $4,939-46.9% | $5,439-51.8% |
| Admin fee / account holder | $6,970 | $16,852-58.6% | $13,881-49.8% | $10,886-36.0% |