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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,037 | $180,459-86.7% | $154,108-84.4% | $135,380-82.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.79% | 888.21%-896.0pp | 735.21%-743.0pp | 519.81%-527.6pp |
| Employer contribution / active EE | $7,725 | $6,035+28.0% | $5,298+45.8% | $4,779+61.6% |
| Participant deferral / active EE | $901 | $5,806-84.5% | $5,081-82.3% | $5,609-83.9% |
| Admin fee / account holder | $462 | $16,145-97.1% | $13,411-96.6% | $10,828-95.7% |