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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,296 | $168,635-85.0% | $147,617-82.9% | $125,389-79.8% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -1.88% | 77.65%-79.5pp | 61.98%-63.9pp | 282.24%-284.1pp |
| Employer contribution / active EE | $7,626 | $6,252+22.0% | $5,564+37.0% | $4,866+56.7% |
| Participant deferral / active EE | $4,456 | $5,507-19.1% | $4,895-9.0% | $5,352-16.7% |
| Admin fee / account holder | $502 | $13,580-96.3% | $11,612-95.7% | $9,541-94.7% |