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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $603,833 | $212,386+184.3% | $199,883+202.1% | $138,895+334.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 16.40% | 47.75%-31.3pp | 43.81%-27.4pp | 145.39%-129.0pp |
| Employer contribution / active EE | $20,626 | $6,625+211.4% | $6,261+229.4% | $4,194+391.8% |
| Participant deferral / active EE | $21,828 | $9,617+127.0% | $9,138+138.9% | $6,396+241.3% |
| Admin fee / account holder | $9,531 | $18,233-47.7% | $17,268-44.8% | $12,562-24.1% |