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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,845 | $160,059-56.4% | $140,019-50.1% | $135,379-48.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -10.53% | 911.44%-922.0pp | 651.15%-661.7pp | 519.79%-530.3pp |
| Employer contribution / active EE | $6,701 | $6,420+4.4% | $5,605+19.5% | $4,779+40.2% |
| Participant deferral / active EE | $14,201 | $7,641+85.9% | $6,927+105.0% | $5,609+153.2% |
| Admin fee / account holder | $1,173 | $13,328-91.2% | $10,705-89.0% | $10,828-89.2% |