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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,855 | $117,426-50.7% | $99,470-41.8% | $152,885-62.2% |
| Participation rate | 61.5% | 77.5%-16.0pp | 73.8%-12.3pp | 82.5%-20.9pp |
| Annual return | 15.88% | 31.87%-16.0pp | 30.72%-14.8pp | 345.39%-329.5pp |
| Employer contribution / active EE | $1,017 | $3,014-66.3% | $2,540-60.0% | $4,763-78.6% |
| Participant deferral / active EE | $2,215 | $4,086-45.8% | $3,619-38.8% | $5,851-62.1% |
| Admin fee / account holder | $19,429 | $7,634+154.5% | $6,252+210.7% | $11,598+67.5% |