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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,472 | $97,881-62.7% | $80,004-54.4% | $125,389-70.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 73.0%+27.0pp | 83.2%+16.8pp |
| Annual return | -2.93% | 9.36%-12.3pp | 7.63%-10.6pp | 282.24%-285.2pp |
| Employer contribution / active EE | $1,390 | $3,128-55.6% | $2,473-43.8% | $4,866-71.4% |
| Participant deferral / active EE | $1,895 | $3,744-49.4% | $3,204-40.8% | $5,352-64.6% |
| Admin fee / account holder | $1,657 | $6,278-73.6% | $5,033-67.1% | $9,541-82.6% |