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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,720 | $113,338-63.2% | $94,993-56.1% | $147,586-71.7% |
| Participation rate | 76.9% | 78.0%-1.1pp | 73.9%+3.0pp | 82.8%-5.9pp |
| Annual return | 12.12% | 20.80%-8.7pp | 27.14%-15.0pp | 578.59%-566.5pp |
| Employer contribution / active EE | $1,347 | $3,160-57.4% | $2,603-48.3% | $4,876-72.4% |
| Participant deferral / active EE | $1,806 | $3,777-52.2% | $3,317-45.6% | $5,439-66.8% |
| Admin fee / account holder | $12,842 | $6,063+111.8% | $4,960+158.9% | $10,886+18.0% |