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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,691 | $102,429-52.5% | $147,096-66.9% | $80,925-39.8% |
| Participation rate | 37.2% | 75.9%-38.7pp | 82.2%-45.0pp | 67.7%-30.4pp |
| Annual return | 12.43% | 135.02%-122.6pp | 419.75%-407.3pp | 35.65%-23.2pp |
| Employer contribution / active EE | $3,274 | $3,716-11.9% | $4,936-33.7% | $2,756+18.8% |
| Participant deferral / active EE | $1,772 | $6,649-73.4% | $8,071-78.0% | $4,299-58.8% |
| Admin fee / account holder | $65 | $7,957-99.2% | $13,005-99.5% | $6,940-99.1% |