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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,935 | $157,276-73.3% | $141,177-70.3% | $152,885-72.6% |
| Participation rate | 68.2% | 84.8%-16.6pp | 82.5%-14.3pp | 82.5%-14.3pp |
| Annual return | 19.86% | 64.33%-44.5pp | 71.40%-51.5pp | 345.39%-325.5pp |
| Employer contribution / active EE | $2,245 | $5,262-57.3% | $4,736-52.6% | $4,763-52.9% |
| Participant deferral / active EE | $2,268 | $7,110-68.1% | $6,710-66.2% | $5,851-61.2% |
| Admin fee / account holder | $173 | $12,123-98.6% | $10,263-98.3% | $11,598-98.5% |