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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,330 | $183,516-57.3% | $155,534-49.6% | $145,884-46.3% |
| Participation rate | 61.1% | 82.7%-21.6pp | 78.2%-17.1pp | 80.3%-19.2pp |
| Annual return | 9.76% | 61.43%-51.7pp | 64.92%-55.2pp | 551.85%-542.1pp |
| Employer contribution / active EE | $1,909 | $5,315-64.1% | $4,675-59.2% | $4,662-59.1% |
| Participant deferral / active EE | $4,421 | $6,467-31.6% | $5,630-21.5% | $6,690-33.9% |
| Admin fee / account holder | $4,058 | $19,293-79.0% | $15,900-74.5% | $13,392-69.7% |