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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,542 | $167,352-54.3% | $143,788-46.8% | $134,509-43.1% |
| Participation rate | 61.9% | 84.8%-22.9pp | 80.3%-18.4pp | 81.2%-19.3pp |
| Annual return | -13.13% | 0.47%-13.6pp | -0.03%-13.1pp | 418.13%-431.3pp |
| Employer contribution / active EE | $1,593 | $5,620-71.6% | $4,952-67.8% | $4,741-66.4% |
| Participant deferral / active EE | $3,925 | $6,447-39.1% | $5,638-30.4% | $6,400-38.7% |
| Admin fee / account holder | $1,258 | $18,091-93.0% | $14,675-91.4% | $11,427-89.0% |