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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,355 | $138,078-29.5% | $125,363-22.3% | $134,509-27.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.87% | 750.49%-771.4pp | 572.15%-593.0pp | 418.13%-439.0pp |
| Employer contribution / active EE | $3,892 | $5,245-25.8% | $4,815-19.2% | $4,741-17.9% |
| Participant deferral / active EE | $10,770 | $7,800+38.1% | $7,447+44.6% | $6,400+68.3% |
| Admin fee / account holder | $1,090 | $11,566-90.6% | $10,005-89.1% | $11,427-90.5% |