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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,346 | $165,381-41.7% | $149,730-35.7% | $158,966-39.4% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 14.65% | 348.29%-333.6pp | 276.70%-262.1pp | 302.95%-288.3pp |
| Employer contribution / active EE | $10,521 | $5,104+106.1% | $4,645+126.5% | $4,762+120.9% |
| Participant deferral / active EE | $7,677 | $7,182+6.9% | $6,843+12.2% | $5,983+28.3% |
| Admin fee / account holder | $4,850 | $10,809-55.1% | $9,310-47.9% | $11,250-56.9% |