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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,766 | $150,447-81.5% | $136,298-79.6% | $147,586-81.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.39% | 1049.15%-1029.8pp | 5156.27%-5136.9pp | 578.59%-559.2pp |
| Employer contribution / active EE | $1,138 | $5,256-78.4% | $4,696-75.8% | $4,876-76.7% |
| Participant deferral / active EE | $4,772 | $6,631-28.0% | $6,247-23.6% | $5,439-12.3% |
| Admin fee / account holder | $4,206 | $10,906-61.4% | $9,244-54.5% | $10,886-61.4% |