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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,985 | $73,839+35.4% | $143,788-30.5% | $68,495+46.0% |
| Participation rate | 96.2% | 66.7%+29.5pp | 80.3%+15.8pp | 67.9%+28.3pp |
| Annual return | -20.02% | 1.01%-21.0pp | -0.03%-20.0pp | -7.84%-12.2pp |
| Employer contribution / active EE | $2,372 | $3,184-25.5% | $4,952-52.1% | $2,596-8.6% |
| Participant deferral / active EE | $8,113 | $3,384+139.7% | $5,638+43.9% | $4,028+101.4% |
| Admin fee / account holder | $13,282 | $5,755+130.8% | $14,675-9.5% | $5,403+145.8% |