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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,200 | $85,169-1.1% | $172,755-51.3% | $72,983+15.4% |
| Participation rate | 83.7% | 70.1%+13.6pp | 82.6%+1.0pp | 69.5%+14.2pp |
| Annual return | 24.81% | 27.32%-2.5pp | 802.94%-778.1pp | 81.01%-56.2pp |
| Employer contribution / active EE | $2,331 | $3,324-29.9% | $5,144-54.7% | $2,440-4.5% |
| Participant deferral / active EE | $5,893 | $3,260+80.8% | $5,198+13.4% | $3,608+63.3% |
| Admin fee / account holder | $6,199 | $5,880+5.4% | $13,955-55.6% | $5,124+21.0% |