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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,453 | $84,236-18.7% | $170,435-59.8% | $70,126-2.4% |
| Participation rate | 82.6% | 70.8%+11.8pp | 83.6%-1.0pp | 69.5%+13.1pp |
| Annual return | 18.46% | 23.06%-4.6pp | 205.94%-187.5pp | 73.15%-54.7pp |
| Employer contribution / active EE | $2,340 | $3,387-30.9% | $5,432-56.9% | $2,343-0.1% |
| Participant deferral / active EE | $7,168 | $3,086+132.3% | $4,939+45.1% | $3,332+115.1% |
| Admin fee / account holder | $2,428 | $5,698-57.4% | $13,881-82.5% | $4,645-47.7% |