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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,585 | $95,415-56.4% | $185,851-77.6% | $85,851-51.6% |
| Participation rate | 57.7% | 68.8%-11.1pp | 81.7%-24.0pp | 69.3%-11.6pp |
| Annual return | 13.99% | 23.59%-9.6pp | 122.11%-108.1pp | 318.63%-304.6pp |
| Employer contribution / active EE | $1,252 | $3,314-62.2% | $5,168-75.8% | $2,565-51.2% |
| Participant deferral / active EE | $2,622 | $3,424-23.4% | $5,569-52.9% | $3,952-33.7% |
| Admin fee / account holder | $3,623 | $7,215-49.8% | $16,245-77.7% | $6,261-42.1% |