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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,794 | $91,198-72.8% | $178,503-86.1% | $79,856-69.0% |
| Participation rate | 45.7% | 69.2%-23.5pp | 81.9%-36.2pp | 69.6%-23.9pp |
| Annual return | 16.41% | 24.20%-7.8pp | 151.12%-134.7pp | 31.71%-15.3pp |
| Employer contribution / active EE | $702 | $3,257-78.4% | $5,011-86.0% | $2,471-71.6% |
| Participant deferral / active EE | $1,545 | $3,237-52.3% | $5,202-70.3% | $3,741-58.7% |
| Admin fee / account holder | $2,094 | $6,748-69.0% | $13,987-85.0% | $5,306-60.5% |