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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,793 | $75,962-79.2% | $154,108-89.8% | $64,173-75.4% |
| Participation rate | 33.3% | 70.4%-37.1pp | 83.0%-49.7pp | 69.6%-36.2pp |
| Annual return | -6.55% | 30.32%-36.9pp | 735.21%-741.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $630 | $3,350-81.2% | $5,298-88.1% | $2,381-73.5% |
| Participant deferral / active EE | $1,324 | $3,175-58.3% | $5,081-73.9% | $3,470-61.8% |
| Admin fee / account holder | $5,009 | $5,589-10.4% | $13,411-62.6% | $4,887+2.5% |