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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,089 | $85,171-72.9% | $172,753-86.6% | $72,976-68.4% |
| Participation rate | 26.9% | 70.1%-43.1pp | 82.6%-55.7pp | 69.5%-42.6pp |
| Annual return | 19.83% | 27.32%-7.5pp | 803.00%-783.2pp | 81.02%-61.2pp |
| Employer contribution / active EE | $421 | $3,324-87.3% | $5,144-91.8% | $2,440-82.7% |
| Participant deferral / active EE | $940 | $3,260-71.2% | $5,198-81.9% | $3,608-73.9% |
| Admin fee / account holder | $2,694 | $5,880-54.2% | $13,956-80.7% | $5,124-47.4% |