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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,250 | $110,083-38.0% | $151,628-55.0% | $68,495-0.4% |
| Participation rate | 77.8% | 84.0%-6.2pp | 87.5%-9.7pp | 67.9%+9.9pp |
| Annual return | -12.87% | -10.12%-2.7pp | 3.34%-16.2pp | -7.84%-5.0pp |
| Employer contribution / active EE | $408 | $4,470-90.9% | $6,165-93.4% | $2,596-84.3% |
| Participant deferral / active EE | $3,508 | $6,526-46.2% | $8,363-58.0% | $4,028-12.9% |
| Admin fee / account holder | $2,678 | $7,718-65.3% | $11,613-76.9% | $5,403-50.4% |