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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,385 | $123,793-62.5% | $177,840-73.9% | $79,852-41.9% |
| Participation rate | 77.4% | 84.7%-7.2pp | 87.7%-10.3pp | 69.6%+7.8pp |
| Annual return | 7.82% | 22.82%-15.0pp | 48.32%-40.5pp | 31.72%-23.9pp |
| Employer contribution / active EE | $443 | $4,095-89.2% | $5,919-92.5% | $2,471-82.1% |
| Participant deferral / active EE | $3,003 | $5,956-49.6% | $7,714-61.1% | $3,740-19.7% |
| Admin fee / account holder | $423 | $7,243-94.2% | $12,431-96.6% | $5,306-92.0% |