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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,437 | $94,529-62.5% | $140,019-74.7% | $64,173-44.8% |
| Participation rate | 89.7% | 84.1%+5.6pp | 87.5%+2.2pp | 69.6%+20.1pp |
| Annual return | -5.91% | 7.77%-13.7pp | 651.15%-657.1pp | 7.63%-13.5pp |
| Employer contribution / active EE | $379 | $3,812-90.1% | $5,605-93.2% | $2,381-84.1% |
| Participant deferral / active EE | $2,917 | $5,250-44.4% | $6,927-57.9% | $3,470-15.9% |
| Admin fee / account holder | $492 | $6,741-92.7% | $10,705-95.4% | $4,887-89.9% |