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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,477 | $81,276+34.7% | $155,574-29.6% | $80,925+35.3% |
| Participation rate | 90.3% | 66.2%+24.1pp | 78.2%+12.1pp | 67.7%+22.7pp |
| Annual return | 10.75% | 33.36%-22.6pp | 64.87%-54.1pp | 35.65%-24.9pp |
| Employer contribution / active EE | $7,361 | $3,103+137.2% | $4,676+57.4% | $2,756+167.1% |
| Participant deferral / active EE | $6,886 | $3,453+99.4% | $5,629+22.3% | $4,299+60.2% |
| Admin fee / account holder | $7,666 | $7,993-4.1% | $15,914-51.8% | $6,940+10.5% |