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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,883 | $85,171-39.1% | $172,753-70.0% | $72,976-28.9% |
| Participation rate | 82.8% | 70.1%+12.7pp | 82.6%+0.1pp | 69.5%+13.3pp |
| Annual return | 14.91% | 27.32%-12.4pp | 803.00%-788.1pp | 81.02%-66.1pp |
| Employer contribution / active EE | $2,365 | $3,324-28.9% | $5,144-54.0% | $2,440-3.1% |
| Participant deferral / active EE | $5,124 | $3,260+57.2% | $5,198-1.4% | $3,608+42.0% |
| Admin fee / account holder | $5,017 | $5,880-14.7% | $13,956-64.1% | $5,124-2.1% |