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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,965 | $95,406-16.2% | $185,849-57.0% | $85,847-6.9% |
| Participation rate | 85.1% | 68.8%+16.3pp | 81.7%+3.3pp | 69.3%+15.7pp |
| Annual return | 10.05% | 23.59%-13.5pp | 122.10%-112.0pp | 318.61%-308.6pp |
| Employer contribution / active EE | $2,640 | $3,314-20.3% | $5,169-48.9% | $2,565+2.9% |
| Participant deferral / active EE | $6,302 | $3,424+84.1% | $5,569+13.2% | $3,952+59.4% |
| Admin fee / account holder | $2,265 | $7,214-68.6% | $16,244-86.1% | $6,261-63.8% |