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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,604 | $84,236-51.8% | $170,435-76.2% | $70,126-42.1% |
| Participation rate | 89.2% | 70.8%+18.4pp | 83.6%+5.6pp | 69.5%+19.7pp |
| Annual return | 10.30% | 23.06%-12.8pp | 205.94%-195.6pp | 73.15%-62.8pp |
| Employer contribution / active EE | $2,163 | $3,387-36.1% | $5,432-60.2% | $2,343-7.7% |
| Participant deferral / active EE | $4,372 | $3,086+41.7% | $4,939-11.5% | $3,332+31.2% |
| Admin fee / account holder | $10,795 | $5,698+89.4% | $13,881-22.2% | $4,645+132.4% |