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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,319 | $93,589+72.4% | $135,942+18.7% | $75,181+114.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.80% | 30.90%-16.1pp | 68.28%-53.5pp | 160.69%-145.9pp |
| Employer contribution / active EE | $9,224 | $3,537+160.8% | $4,858+89.9% | $2,671+245.4% |
| Participant deferral / active EE | $8,510 | $6,405+32.9% | $7,759+9.7% | $4,126+106.3% |
| Admin fee / account holder | $7,408 | $6,977+6.2% | $10,764-31.2% | $5,650+31.1% |