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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,271 | $76,551+81.9% | $123,894+12.4% | $62,881+121.5% |
| Participation rate | 82.1% | 73.0%+9.1pp | 81.4%+0.6pp | 69.3%+12.7pp |
| Annual return | 4.54% | 18.68%-14.1pp | 47.52%-43.0pp | 20.14%-15.6pp |
| Employer contribution / active EE | $4,881 | $2,882+69.3% | $4,617+5.7% | $2,281+114.0% |
| Participant deferral / active EE | $6,089 | $4,840+25.8% | $5,984+1.8% | $3,203+90.1% |
| Admin fee / account holder | $17,040 | $4,826+253.1% | $8,357+103.9% | $4,296+296.7% |