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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,195 | $89,367+82.6% | $141,191+15.6% | $72,975+123.6% |
| Participation rate | 97.8% | 75.1%+22.7pp | 82.5%+15.3pp | 69.5%+28.3pp |
| Annual return | 13.80% | 111.87%-98.1pp | 71.41%-57.6pp | 81.01%-67.2pp |
| Employer contribution / active EE | $8,145 | $3,115+161.5% | $4,736+72.0% | $2,440+233.8% |
| Participant deferral / active EE | $9,143 | $5,419+68.7% | $6,710+36.3% | $3,608+153.4% |
| Admin fee / account holder | $2,745 | $5,957-53.9% | $10,264-73.3% | $5,124-46.4% |