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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,988 | $124,175+28.8% | $108,405+47.6% | $167,536-4.5% |
| Participation rate | 92.9% | 82.3%+10.6pp | 80.1%+12.7pp | 82.1%+10.7pp |
| Annual return | 15.36% | 1380.13%-1364.8pp | 905.55%-890.2pp | 478.82%-463.5pp |
| Employer contribution / active EE | $2,674 | $4,188-36.1% | $3,559-24.9% | $4,839-44.7% |
| Participant deferral / active EE | $12,816 | $6,908+85.5% | $6,563+95.3% | $6,342+102.1% |
| Admin fee / account holder | $9,277 | $9,457-1.9% | $7,297+27.1% | $12,315-24.7% |