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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,570 | $105,145+54.6% | $94,664+71.7% | $139,466+16.6% |
| Participation rate | 92.3% | 82.4%+9.9pp | 80.8%+11.5pp | 80.3%+12.0pp |
| Annual return | 28.61% | 38.09%-9.5pp | 156.84%-128.2pp | 373.66%-345.1pp |
| Employer contribution / active EE | $4,503 | $4,107+9.6% | $3,673+22.6% | $4,754-5.3% |
| Participant deferral / active EE | $12,874 | $7,599+69.4% | $7,417+73.6% | $6,712+91.8% |
| Admin fee / account holder | $8,916 | $8,972-0.6% | $7,222+23.5% | $11,409-21.8% |