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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,833 | $99,668+37.3% | $86,451+58.3% | $134,545+1.7% |
| Participation rate | 85.7% | 82.1%+3.6pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -21.43% | 6789.61%-6811.0pp | 4398.51%-4419.9pp | 418.37%-439.8pp |
| Employer contribution / active EE | $4,206 | $4,403-4.5% | $3,770+11.6% | $4,742-11.3% |
| Participant deferral / active EE | $11,827 | $7,249+63.1% | $6,953+70.1% | $6,401+84.8% |
| Admin fee / account holder | $2,360 | $8,377-71.8% | $6,734-65.0% | $11,431-79.4% |