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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,578 | $48,050-46.8% | $85,969-70.2% | $59,633-57.1% |
| Participation rate | 21.6% | 64.5%-42.9pp | 76.5%-55.0pp | 68.7%-47.1pp |
| Annual return | -0.79% | 0.29%-1.1pp | 9.32%-10.1pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $705 | $1,640-57.0% | $3,474-79.7% | $2,203-68.0% |
| Participant deferral / active EE | $1,159 | $2,249-48.5% | $3,829-69.7% | $3,192-63.7% |
| Admin fee / account holder | $10,749 | $3,206+235.3% | $6,053+77.6% | $4,297+150.2% |