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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,443 | $56,339-51.3% | $104,301-73.7% | $68,495-59.9% |
| Participation rate | 36.5% | 63.3%-26.7pp | 73.3%-36.7pp | 67.9%-31.4pp |
| Annual return | -16.98% | -9.19%-7.8pp | 24.61%-41.6pp | -7.84%-9.1pp |
| Employer contribution / active EE | $1,014 | $1,960-48.3% | $3,373-69.9% | $2,596-61.0% |
| Participant deferral / active EE | $1,582 | $3,077-48.6% | $4,626-65.8% | $4,028-60.7% |
| Admin fee / account holder | $1,960 | $4,902-60.0% | $7,340-73.3% | $5,403-63.7% |