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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,547 | $149,778-80.3% | $118,946-75.2% | $158,966-81.4% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 13.11% | 19.95%-6.8pp | 35.89%-22.8pp | 302.95%-289.8pp |
| Employer contribution / active EE | $2,334 | $4,117-43.3% | $3,263-28.5% | $4,762-51.0% |
| Participant deferral / active EE | $3,728 | $5,225-28.7% | $4,266-12.6% | $5,983-37.7% |
| Admin fee / account holder | $2,364 | $8,604-72.5% | $6,581-64.1% | $11,250-79.0% |