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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC5 years Filed as: FORUS ADVISORS Service code 27 · EIN 46-1803145 | Advisory (Plan) | $12,223 |
THE VANGUARD GROUP, INC.5 years Service code 15 · EIN 23-1945930 | Recordkeeping | $10,662 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,313 | $51,226-44.7% | $82,706-65.8% | $66,930-57.7% |
| Participation rate | 59.4% | 67.9%-8.5pp | 72.6%-13.2pp | 69.8%-10.4pp |
| Annual return | -14.53% | -9.61%-4.9pp | 701.76%-716.3pp | 1.57%-16.1pp |
| Employer contribution / active EE | $1,122 | $2,612-57.0% | $3,007-62.7% | $2,545-55.9% |
| Participant deferral / active EE | $2,300 | $3,460-33.5% | $4,394-47.7% | $4,238-45.7% |
| Admin fee / account holder | $203 | $416-51.3% | $5,329-96.2% | $593-65.9% |